Pushpita Dey
Pushpita is a business journalist and has been covering banking, finance, and the economy extensively for the past few years. She holds an MSc from the London School of Economics and Political Sciences (LSE) and an MA in Journalism from Symbiosis Institute of Media and Communication. While not working, Pushpita loves to spend her time either reading fictions or traveling.
RBI’s Proposed Infra Financing Guidelines Could Force Banks To Stick To Only Short-Term Loans
The RBI recently mandated that banks allocate a provision of 5% of the loan amount given...
NBFCs Face The Cost-And-Compliance Squeeze
While a handful of them have grown to the size of mini banks, others are feeling the pinch...
Branch Expansion Vs Digital Infra: Indian Banks Are Faced With A Dilemma
On average, enhancing digital banking and reinforcing tech infrastructure to handle...
10 Years Of PMJDY Couldn't Get India's Women Included In Banking. Phones Were The Problem
The trinity of Pradhanmantri Jan Dhan Yojana (PMJDY) no-frills bank accounts, Aadhaar for...
How Payment Banks Are A Failed Experiment In Financial Inclusion In India
The primary aim behind payment banks was to cater to the underbanked population but the...
Retail Loans Only Way For ARCs To Remain Relevant Post RBI Rules
In October 2022, the RBI mandated ARCs to increase their net owned funds to Rs 200 crore...
Digital Rupee Desperate For Takers Over A Year After Launch
With UPI being a preferred mode for online transactions in India, the RBI's pilot Digital...
RBI Crackdown On KYC Violators Has A Hidden Agenda: Ring-Fencing Fintechs
While banks and non-bank finance companies have got the stick too, one cohort that has...
Will An RBI Rate Cut Help Or Harm Indian Banks?
Lower interest rates may ease the pressure on liquidity in the short term, but to remain...
Disinvestment Cannot Kill Two Birds With One Stone
Linking disinvestment to reducing the annual fiscal deficit makes execution tougher.
Women Can Finance Lesser Number Of Loans Than Men, Thanks To Unequal Pay
While men in similar age brackets can take more than one loan in their names, women...
RBI's Paytm Crackdown: Loyal Users Jumping Ship Doesn't Bode Well For Its Business
Founder Vijay Shekhar Sharma has assured Paytm users that their money isn't going...
